Black Hills Federal Credit Union Ag Lender in Pierre, South Dakota
BHFCU is seeking a qualified candidate for the position of Agricultural Lender. The primary function of this position will be to develop and manage agricultural loan accounts. Essential duties and responsibilitiesinclude, but are not limited to the following:Essential Duties/Responsibilities:Responsible for reviewing agricultural loan applications; verifying applications for completeness; conducting credit investigations; determining value and status of collateral (if any); establishing a signature limit (if applicable); and documenting agricultural loans as per Credit Union policy and procedures.Facilitate agricultural lending by seeking potential clients.Effectively explain Credit Union products and services.Cross-sell products and services when appropriate.Responsible for conducting loan monitoring activities which may consist of member farm inspections, collateral monitoring, repayment and extensions of loans, reviewing appraisals, preparing annual reviews and other associated tasks.Work with the Collection Department to execute legal repossession of collateral securing a delinquent agriculture loan; maintain collateral while in Credit Union's possession; and negotiate the sale of collateral.Function as the Credit Union's representative while working with the Credit Union's attorney, small claims court, repossession companies, collection agencies, bankruptcy court, and Credit Union members.Education/Experience:College education is preferred with a degree in business, finance, or accounting.A minimum of 3 years agricultural lending experience is necessary.BHFCU offers a competitive salary and excellent benefits package, including health/dental/vision/prescription/life insurance, paid leave, holiday pay, 401(k) plan, and much more!Black Hills Federal Credit Union is an equal opportunity employer. All applicants will receive consideration without regard to age, race, color, sex, sexual orientation, religion, national origin, physical or mental disability, veteran status, or any other status or condition protected by state or federal law. BHFCU will provide reasonable accommodation to qualified persons with a disability that substantially limits a major life activity, but who are otherwise able to perform the essential functions of the job.