CTG Lead Specialist in Sioux Falls, South Dakota
Feb 16, 2021Post Date
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Apply with CTG for this exciting opportunity!
Job Title: Lead Specialist
Duration: 7 months
Location: Work from home, but must be local to Canton, Ohio
Qualified applicant will be able to analyze real estate collateral for credit applications in conjunction with Policy & Procedure Manual. Analysis will include:
Review flood determinations for compliance with FEMA and company guidelines
Review home owners insurance policy for required coverage of all liens including valid policy and premium for debt to income purposes
Review of various title search products for lien and vesting clearance, determination of required owner/signers and collateral payoff requirements
Review of credit bureau reports to confirm residency, potential judgments or intervening mortgages against collateral
Review mortgage documents for terms and conditions of superior liens
Read complex legal documents and interpret their impact on company’s collateral position
Apply State or regional specific real estate law as applicable
Review of various appraisal products to determine sufficiency of equity and availability of same
Conduct collateral investigations via available on-line and internal resources
Effective oral and written communications with sales professionals regarding application status and requirements
Ability to formulate innovative resolutions or authorize exceptions within Real Estate Specialist authority based on total client profile
Confirm correct rates in accordance with promotional guidelines and update as needed
Identify scenarios under Reg B, Reg Z, Reg O requiring updated disclosures (i.e.: Loan Estimate and Closing disclosures)
Ensure adherence to Lender conditional approval requirements
Update ACAPS processing system in preparation of accurate closing documents to branches
Communicate final approval message with all terms and conditions to Sales Professional
Complete requests for satisfactions or subordinations of mortgages as needed
Comply with all Anti Money Laundering/Bank Secrecy Act, Privacy and Fraud Awareness policies/procedures and identify/report suspicious or fraudulent applications to the fraud hotline
Complete other miscellaneous job functions as assigned by Management
Availability to work hours between 8:00AM and 8:30PM and/or weekend shifts on a rotating basis
High School Diploma or equivalent Familiarity with consumer loan products
Experience in banking industry or mortgage industry (which can include real estate) or with consumer lending
Knowledge and/or experience working with flood, or title, or appraisal
Excellent interpersonal and written/verbal communications skills
Ability to work efficiently and accurately in a fast paced environment with attention to detail
An aptitude for math and a passion for problem solving
Knowledge and experience in use of MS Windows and related Office products
Familiarity with use of Internet Explorer and Google Chrome
BA in Business preferred or related field or job experience equivalent
Minimum 2 years Consumer Lending/Mortgage processing experience
Knowledge of ACAPS, Outlook, HOGAN, and ALS system
To be considered please immediately apply to this requisition using the link provided.
CTG’s Benefits Plan allows you to select insurance coverage that best suits your lifestyle, and take part in our savings programs and educational plans. We offer Flexible Spending Accounts, a 401(k) Retirement Plan, and an Employee Stock Purchase plan. Our educational plan comprises access to more than 2,000 web-based technical, professional and business development courses.
CTG (NASDAQ: CTG) has developed a reputation for responsiveness and reliability - traits that our clients say set us apart - since our founding in 1966. As one team, we create and deliver information and technology solutions that make our clients more successful and cultivate a workplace that attracts and develops the best people. Our vision is to be an indispensable partner to our clients and the preferred career destination for information and technology experts. CTG has operations in North America, South America, Western Europe, and India and regularly posts news and other important information online at www.ctg.com.
Our culture is a direct result of the people who work at CTG, the values we hold, and the actions we take. In other words, our people are the culture. It's a living, breathing thing that is renewed every day through the ways we engage with each other, our clients, and our communities. Part of our mission is to cultivate a workplace that attracts and develops the best people, reflected by our recognition as a Great Place to Work-certified company across many of our global operations.
CTG will consider for employment all qualified applicants including those with criminal histories in a manner consistent with the requirements of all applicable local, state, and federal laws.
CTG is an Equal Opportunity and Affirmative Action Employer. CTG will assure equal opportunity and consideration to all applicants and employees in recruitment, selection, placement, training, benefits, compensation, promotion, transfer, and release of individuals without regard to race, creed, religion, color, national origin, sex, sexual orientation, gender identity and gender expression, age, disability, marital or veteran status, citizenship status, or any other discriminatory factors as required by law. Our Affirmative Action program serves to promote occupational equality and diversity through good faith efforts. CTG is fully committed to promoting employment opportunities for members of protected classes.
Job Function: Financial Analysis
Education Level: High School Diploma/GED (±11 years)
Work Remote: Yes
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