U.S. Bank Risk Management Strategy Execution Process Owner - RCA Professional 6 in Sioux Falls, South Dakota
Retail Payment Systems (RPS) Risk Management’s Execution function has a RCA Consultant position open for a Risk Management Strategy Execution Process Owner.
The position is an independent contributor leadership role – as the individual has various responsibilities.
Project execution owner: owns business requirements, solution and technical design with risk management, fraud, operations, marketing, and technology – inside RPS, throughout USB Enterprise teams, and with external vendors.
Own the requirements and test design for a specific set of risk management projects
Test design / execution: owns and executes the design and execution of pre-launch testing and post-launch validation - end-to-end for any project owned
Code the decision engine system – using the software tools
Utilize databases for prospective and historical data - to design and test system processes in production and test environments (e.g. Triad, ICS, SAS, SQL, mainframe)
Facilitate approval through all governance processes – as the subject matter expert – through compliance, change process control, etc.
Scope of work can span across all consumer and small business credit card risk management functions – but this specific position concentrates on the day-to-day operations of the Triad system that manages over-limit and delinquent authorizations and Credit Line Management (Increases/Decreases) for consumer and small business accounts in RPS (across all products and channels).
This position has the responsibility – for the Triad system – to architect, code, test, and maintain new transaction processes – ensuring customers’ transactions execute risk management strategies properly.
This is a “hands-on” position – where the individual builds and maintains the system – and interacts with business partners to achieve the desired customer treatments through real-time Triad processes.
Project and test design should ensure the project delivers the intended results, in compliance with internal policies and audit/regulation requirements.
This role is based in Horsham, PA preferred with Milwaukee, WI secondary, elsewhere in the U.S. Bank locales as a remote position, third.
Bachelor's degree, or equivalent work experience
Seven to Ten years of experience in an applicable risk / operational management environment – with some level of demonstrated database proficiency (e.g. SQL, SAS, Oracle, etc.)
Applicable professional certifications
Detail-oriented person that focuses on accuracy - with a curiosity to understand how complex bank systems work interactively – and a desire to continuously improve them
Thorough understanding of Payments operations, products/services, systems, and associated risks/controls – especially as they relate to Risk / Operational Management functions
Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact Payments.
Considerable experience interacting with risk management systems for underwriting, account management, line management, collections, and Enterprise data/products
Ability, willingness, and desire to interact across small and large teams – leading the agenda for complex projects through cross-functional project teams
Ability to interact with large databases (e.g. SAS, Oracle, mainframe, etc.) and research data to identify issues, ensure control processes are intact, and resolution opportunities
Strong process design/facilitation, project management, and analytical skills
Excellent written and verbal communication skills – ability to write complex requirements and to explain them to various levels (senior management through programmers)
Proficient computer skills including Microsoft Office applications for typical project management functions
A desire to solve problems – find the root cause of problems and opportunities
Primary Location: Pennsylvania-PA-Horsham
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 180017460
Other Locations: United States, Wisconsin-WI-Milwaukee
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled